NB Talks

Thursday, April 26, 2007

Health Insurance and its Benefits

Health insurance is a type of insurance in which a person purchases health insurance policy covering certain health conditions from an insurer at a fixed month or yearly premium rate, as a result the insurer pays the medical expenses of the insured for the covered health condition. Health insurance is also known as medical insurance. Generally health insurance plans are bought through a health insurance agent. The health insurance agent negotiates health insurance plans with the health insurance company to give the insurance seeker a better deal. Health insurance companies always checks the medical history of the insurance seeker before signing an insurance plan with the insurance seeker. If the health insurance seeker has a history of illness or some disease, then the insurance rates go higher but if the insurance seeker has no medical history, the health insurance premiums to be paid is much lower. It is advised to get health insurance early as it saves a lot of money later.

2 Comments:

At 7:33 AM, Blogger http://www.preferedforms.com said...

Every American should have a good and reliable health insurance.

 
At 8:21 AM, Anonymous Anonymous said...

Purchase only to those trusted and reliable company which offer a better deal than anything you can get. This can help us in times of circumstances.

 

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